{"id":7949,"date":"2024-06-03T09:14:41","date_gmt":"2024-06-03T09:14:41","guid":{"rendered":"https:\/\/everaus.ee\/janar-muttik-look-to-loans-for-solid-returns\/"},"modified":"2025-03-20T10:48:05","modified_gmt":"2025-03-20T10:48:05","slug":"janar-muttik-look-to-loans-for-solid-returns","status":"publish","type":"post","link":"https:\/\/everaus.ee\/en\/janar-muttik-look-to-loans-for-solid-returns\/","title":{"rendered":"Janar Muttik: Look to loans for solid returns"},"content":{"rendered":"<p style=\"font-weight: 400;\"><strong>Everaus Kinnisvara CEO Janar Muttik was recently a guest on \u00c4rip\u00e4ev Radio\u2019s <em>Portfolio Growth Plans<\/em>show, which focuses on investment trends and opportunities.<\/strong><\/p>\n<p style=\"font-weight: 400;\">Muttik said that many people have redirected the money they previously had in real estate into loans. \u201cIt\u2019s more straightforward, so the numbers are more concrete,\u201d he remarked. Where loans are concerned, returns also meet investors\u2019 expectations. While double-digit returns on rented apartments are now more of a dream, they remain a reality for loans.<\/p>\n<p style=\"font-weight: 400;\">Of course, a distinction must be made between loan types: whereas secured loans are guaranteed by an asset, usually real estate, unsecured loans are backed by the reputation and trustworthiness of the developer. The interest rate on unsecured loans remains around 12%. \u201cThe downside is that investor interest is waning,\u201d says Muttik. Secured loans present less of a risk, which is why their returns remain between 8-10%.<\/p>\n<p style=\"font-weight: 400;\">The radio show covered a range of issues: choosing a suitable block of land for investment; finding a reliable developer; the glut of stock-office commercial buildings and mini-warehouses; and the cost-effectiveness of doing business in semi-detached homes. The show is hosted by Simo Sepp.<\/p>\n<p style=\"font-weight: 400;\"><a href=\"https:\/\/www.aripaev.ee\/raadio\/episood\/kinnisvaraarendaja-kindla-tootluse-teenimiseks-tuleb-vaadata-laenude-poole\"><strong>You can listen to the episode in question here.<\/strong><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Everaus Kinnisvara CEO Janar Muttik was recently a guest on \u00c4rip\u00e4ev Radio\u2019s Portfolio Growth Plans show, which focuses on investment trends and opportunities.<\/p>\n","protected":false},"author":16,"featured_media":7831,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14],"tags":[],"class_list":["post-7949","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Janar Muttik: Look to loans for solid returns &#8211; Everaus Kinnisvara<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/everaus.ee\/en\/janar-muttik-look-to-loans-for-solid-returns\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Janar Muttik: Look to loans for solid returns &#8211; Everaus Kinnisvara\" \/>\n<meta property=\"og:description\" content=\"Everaus Kinnisvara CEO Janar Muttik was recently a guest on \u00c4rip\u00e4ev Radio\u2019s Portfolio Growth Plans show, which focuses on investment trends and opportunities.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/everaus.ee\/en\/janar-muttik-look-to-loans-for-solid-returns\/\" \/>\n<meta property=\"og:site_name\" content=\"Everaus Kinnisvara\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/everauskinnisvara\/\" \/>\n<meta property=\"article:published_time\" content=\"2024-06-03T09:14:41+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-03-20T10:48:05+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/everaus.ee\/wp-content\/uploads\/2024\/06\/Everaus_koduleht-Blogi-tunnuspilt-7.png\" \/>\n\t<meta property=\"og:image:width\" content=\"975\" \/>\n\t<meta property=\"og:image:height\" content=\"650\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/everaus.ee\\\/en\\\/janar-muttik-look-to-loans-for-solid-returns\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/everaus.ee\\\/en\\\/janar-muttik-look-to-loans-for-solid-returns\\\/\"},\"author\":{\"name\":\"\",\"@id\":\"\"},\"headline\":\"Janar Muttik: Look to loans for solid returns\",\"datePublished\":\"2024-06-03T09:14:41+00:00\",\"dateModified\":\"2025-03-20T10:48:05+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/everaus.ee\\\/en\\\/janar-muttik-look-to-loans-for-solid-returns\\\/\"},\"wordCount\":207,\"publisher\":{\"@id\":\"https:\\\/\\\/everaus.ee\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/everaus.ee\\\/en\\\/janar-muttik-look-to-loans-for-solid-returns\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/everaus.ee\\\/wp-content\\\/uploads\\\/2024\\\/06\\\/Everaus_koduleht-Blogi-tunnuspilt-7.png\",\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/everaus.ee\\\/en\\\/janar-muttik-look-to-loans-for-solid-returns\\\/\",\"url\":\"https:\\\/\\\/everaus.ee\\\/en\\\/janar-muttik-look-to-loans-for-solid-returns\\\/\",\"name\":\"Janar Muttik: Look to loans for solid returns &#8211; 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